Gold Loan and Lending

Purpose-built ERP for gold-loan lenders.

Pledge management, interest accrual, auction handling, KYC and statutory reporting - with live links to your accounting, branch cash management and SMS gateway.

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One database
Mobile-first
Open API

What Gold Loan does

Every stage of a pledge - from KYC to auction settlement - on one platform.

Customer and KYC

Document upload, Aadhaar/PAN validation hooks, deduplication.

Pledge Entry

Item details, gross/net weight, purity, photos, appraisal value.

Interest Schemes

Fixed, slab-wise, daily-rest, monthly-rest - auto interest accrual.

Disbursement

Cash, NEFT, wallet - with daily branch cash reconciliation.

Partial Repayment and Top-up

Re-calculated interest with full audit trail.

Auction Management

Notice generation, auction register, settlement entries.

SMS / WhatsApp Reminders

Due-date and notice reminders - configurable per customer.

Multi-branch

Branch-level access, branch cash management, head-office consolidation.

Compliance Reports

Regulator and credit-bureau-ready reports.

Gold Loan — FAQ

Can HUEWINE Gold Loan handle multiple interest schemes?
Yes. Unlimited schemes - fixed rate, slab-wise, daily-rest, monthly-rest, with automated computation per pledge.
Does it support multi-branch operations?
Yes - branch-level access, branch cash management, head-office consolidated reporting.
Does it integrate with accounting?
Yes - interest accruals, disbursements, recoveries and auction settlements post automatically to HUEWINE Accounting.

Run every branch on the same gold-loan platform.

Book a demo and see how HUEWINE Gold Loan handles pledge, interest, auction and compliance.

Book a Demo